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I can help make sure you get the right loan for the right rate that's perfect for you.
I tailor solutions to meet your specific needs
30 & 15- Year Fixed Mortgage
30 & 15- Year Fixed Mortgage
30 & 15- Year Fixed Mortgage
FHA Loans
30 & 15- Year Fixed Mortgage
30 & 15- Year Fixed Mortgage
VA Loans
30 & 15- Year Fixed Mortgage
Adjustable Rates
Adjustable Rates
Bank Statement Loans
Adjustable Rates
DSCR Loans
Bank Statement Loans
Bank Statement Loans
Bank Statement Loans
Bank Statement Loans
Bank Statement Loans
Investor Options
Investor Options
Investor Options
Jumbo Loans
Investor Options
Investor Options
203k Loans
Investor Options
203k Loans
USDA Loans
Commercial Loans
203k Loans
Reverse Loans
Commercial Loans
Commercial Loans
Commercial Loans
Commercial Loans
Commercial Loans
Know Before You Buy
Know Before You Buy
Know Before You Buy
I'm here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a FREE pre-qualification letter so you know exactly what you can afford.
Low Interest Rates
Know Before You Buy
Know Before You Buy
Refinancing is the process of paying off your existing mortgage with a new mortgage. It could save you a considerable amount of money over the life of your loan, & potentially improve your overall financial outlook.
Local. Experienced. Trusted.
Jennifer Cruz
Daniel Herrera
Daniel Herrera
Jennifer Cruz has been in the finance industry for over 25 years and became a Loan Originator because she's always felt that homeownership should be available for everyone. She truly believes that the dream of homeownership is just a phone call away when you work with her team.
NMLS #1613455
Daniel Herrera
Daniel Herrera
Daniel Herrera
Daniel Herrera known for his commitment to securing the best mortgage deals for his clients. With his extensive industry knowledge and personalized approach, he ensures clients meet financial goals with with precision and care as a trusted mortgage partner.
NMLS #2337126
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Jennifer Cruz Home Loans
1201 East Ocean Avenue Ste M , Lompoc, California 93436, United States
Hours
Open today | 09:00 am – 05:00 pm |
CLEAR PATH HOME LOANS. is a DBA Mpire Financial Group LLC, NMLS# 2108504 | MORTGAGE BROKER, MORTGAGE LENDER & MORTGAGE CORRESPONDENT LENDER | Mpire Financial Group LLC as the applicant’s legal entity DBA Mpire Financial of Idaho | I agree to receive recurring automated text messages at the phone number provided. Consent is not a condition to purchase. Msg & data rates may apply. Msg frequency varies. Reply HELP for help and STOP to cancel. View our Terms of Service and Privacy Policy. Figure: 7 TAC §80.200(b) CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. nmlsconsumeraccess.org / Legal Disclaimer – This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Other limitations may apply. This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site. All Zillow rate data and Zillow reviews are © of Zillow, Inc. 2006-2024. NMLS #891464
Licensed In: AL, AZ, CA, CO, DE, FL, GA, HI, IL, IN, KS, KY, MA, ME, MI, MN,
MO, MS, NC, ND, NH, NM, OH, OK, OR, PA, SC, TN, TX, VA, WA, WI & WY
Arizona Mortgage Broker License #MB-1007405
Massachusetts’s license #MB891464
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