Updated August 2025
Thank you for visiting our website, Clear Path Home Loans, DBA of Mpire Financial, LLC (“Mpire”, “we”, “us”, “our”). “Mpire”, “we”, “us”, and “our” for purposes of this Privacy Policy refers only to Mpire Financial , LLC and its subsidiaries. Mpire is here to protect and improve the personal and financial health of all consumers. Before you use this website and our other services—which include, among other things, collecting information from you in order to generate financial product quotes and to connect you with licensed mortgage broker and other financial services professionals to discuss your needs (our website and these and other services are referred to collectively as the “Services”)—we’d like to tell you more about the information we collect about you and what we do with it.
When you use, access or interact with our services (for example, by inputting your information on this website), you are agreeing to our Terms of Service and also consenting to how we collect, share and otherwise use information about you as described in this Privacy Policy.
California Resident? But before jumping in, if you are a California resident, please review our California Consumer Privacy Act Disclosure and California Privacy Notice at Collection located in our Privacy Center.
We care about your privacy and have drafted this policy to be as easy-to-read as possible. Please read it and feel free to reach out with any questions using the contact methods provided below.
This Privacy Policy covers how we collect, use, and share information in connection with your access and use of our Services.
That said, you should know that we may provide third party content or links to third-party websites or applications (for example, links to websites of insurance companies we partner with if you request to view a quote). When you leave our Services or interact with a third-party feature, you should also read the applicable third party’s privacy policies and terms of service to make sure you understand how they might collect and share information about you.
There are three primary ways we collect information about you: (1) when you give it to us, (2) through automated technologies, and (3) by asking others for it. We’ve broken down each of those three categories in further detail below.
You may provide information to us in various ways, such as through online forms, over the phone, or via other means offered through our Services. The most likely way you’ll provide us with information about yourself is by entering it in our websites in order to have us generate a quote or other offers for you. Please note that we collect, retain, and use such information, as well as the information in categories 2 and 3 below, even if you do not complete the web flow. For example, we may ask you some basic questions about your employment and financial history in order to generate a pre-qualification quote for you. The types of information you provide us fit into two categories. Personal Information is information that identifies you personally, such as your name, address, email address, Social Security number or phone number. Non-Personal Information is information about you or your household that, on its own, doesn’t identify you personally, like your gender, income or what types of products you’re interested in.
When we combine information that isn’t Personal Information (like Usage Information, as explained below) with Personal Information, we treat it like Personal Information for as long as it is combined.
Second, we automatically collect from your device or computer certain information about how you access and interact with our Services. We call this Usage Information for purposes of this Privacy Policy. Usage Information is a critical part of how we improve your experience on our websites and, more importantly, provide you with more personalized insights and recommendations, which is the core of what we aim to do at Mpire. We may use various technologies to collect and store Usage Information in connection with your use of our Services. These may include things like cookies, browser storage, web beacons, and other tracking technologies. There are four types of Usage Information we may collect:
We, or other parties we do business with, may place or recognize unique cookies or other technologies on your browser when you visit our Services to collect information about your use of the Services and your other online activities over time and across different websites and apps, and may use that information to serve interest-based advertisements to you as you browse the Internet. To learn more about interest-based advertising, please review the information below:
Note that you may choose to set your web browser to refuse cookies, or to alert you when cookies are being sent. On your mobile device, you may also adjust your privacy and advertising settings to control whether you want to receive more relevant advertising. If you do make such changes, please note that some parts of our Services may not function properly.
To provide you with more personalized product recommendations, we collect information about you from third parties and from other sources, such as publicly available databases, providers of demographic information, fraud prevention services, and social media platforms. For example, we may collect information from a third party to verify the address you provided, to help us understand your occupational background, or to confirm you are not a bot or entering fraudulent information.
We need to collect personal information to provide Services to you. If you do not provide the information requested, we may not be able to provide the Services. If you disclose any personal information relating to other people to us or to our partners in connection with our provision of Services, you represent that you have the authority to do so and to permit us to use the information in accordance with this Privacy Policy.
We use the information we collect from you and third parties to operate our Services, including to provide you with product quotes, communicate with you, and improve your experience. These are a few examples of how we use the information we collect:
As a distributor of financial services products, we work with a number of partners to deliver the Services and therefore share information with those partners. Also, although we aim to directly meet all of our customers’ needs, we also—with your express permission—may sell the information you provide us to third parties, to help give you more options and better meet your needs. The following is a list of how we share and/or sell your information, including Personal Information, in connection with your use of our Services:
We seek to use reasonable administrative, technical and physical safeguards, and other security measures to protect personal information within our organization from growing threats. Unfortunately, no data transmission over the Internet or data storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure, please immediately notify us in accordance with the contact methods provided below.
Effective date of this Privacy Policy. This Privacy Policy is effective as of April 1, 2022. We reserve the right to change this Privacy Policy at any time. We will note within the Privacy Policy when it was last updated. Any changes to this Privacy Policy will be effective as of the day they are posted. Use of our Services following these changes signifies acceptance of the revised Privacy Policy.
California Residents. As mentioned at the beginning of this Privacy Policy, please note that if you are a California resident, we have an additional privacy disclosure applicable to you in our Privacy Center.
Figure: 7 TAC §80.200(b)
“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A
RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A
COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE
LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT
FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S
WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS
AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF
CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS
CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A
WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND
MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE
PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND,
PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”
Want More Information? We appreciate you taking the time to read this. If you have questions regarding this policy or privacy practices at Mpire Financial LLC, you can email us at hr@mpirefi.com or write to us at 189 S. Orange Ave Suite 2020 Orlando, FL. 32801 Attn: Human Resources.
Updated 12/01/2025
Thank you for visiting our website, owned and operated by Assurance IQ, LLC (“Assurance”, “we”, “us”, “our”). “Assurance”, “we”, “us”, and “our” for purposes of this Privacy Policy refers only to Assurance IQ, LLC and its subsidiaries, and to not our parent company Prudential Financial or any of its other subsidiaries. Assurance is here to protect and improve the personal and financial health of all consumers. Before you use this website and our other services—which include, among other things, collecting information from you in order to generate insurance and other financial product quotes and to connect you with licensed insurance agents and other financial services professionals to discuss your needs (our website and these and other services are referred to collectively as the “Services”)—we’d like to tell you more about the information we collect about you and what we do with it.
When you use, access or interact with our services (for example, by inputting your information on this website), you are agreeing to our Terms of Service and also consenting to how we collect, share and otherwise use information about you as described in this Privacy Policy.
California Resident? But before jumping in, if you are a California resident, please review our California Consumer Privacy Act Disclosure and California Privacy Notice at Collection located in our Privacy Center.
We care about your privacy and have drafted this policy to be as easy-to-read as possible. Please read it and feel free to reach out with any questions using the contact methods provided below.
This Privacy Policy covers how we collect, use, and share information in connection with your access and use of our Services.
That said, you should know that we may provide third party content or links to third-party websites or applications (for example, links to websites of insurance companies we partner with if you request to view a quote). When you leave our Services or interact with a third-party feature, you should also read the applicable third party’s privacy policies and terms of service to make sure you understand how they might collect and share information about you.
There are three primary ways we collect information about you: (1) when you give it to us, (2) through automated technologies, and (3) by asking others for it. We’ve broken down each of those three categories in further detail below.
You may provide information to us in various ways, such as through online forms, over the phone, or via other means offered through our Services. The most likely way you’ll provide us with information about yourself is by entering it in our websites in order to have us generate a quote or other offers for you. Please note that we collect, retain, and use such information, as well as the information in categories 2 and 3 below, even if you do not complete the web flow. For example, we may ask you some basic questions about your medical history in order to generate a life insurance quote for you. The types of information you provide us fit into two categories. Personal Information is information that identifies you personally, such as your name, address, email address, Social Security number or phone number. Non-Personal Information is information about you or your household that, on its own, doesn’t identify you personally, like your gender, income or what types of products you’re interested in.
When we combine information that isn’t Personal Information (like Usage Information, as explained below) with Personal Information, we treat it like Personal Information for as long as it is combined.
Second, we automatically collect from your device or computer certain information about how you access and interact with our Services. We call this Usage Information for purposes of this Privacy Policy. Usage Information is a critical part of how we improve your experience on our websites and, more importantly, provide you with more personalized insights and recommendations, which is the core of what we aim to do at Assurance. We may use various technologies to collect and store Usage Information in connection your use of our Services. These may include things like cookies, browser storage, web beacons, and other tracking technologies. There are four types of Usage Information we may collect:
We, or other parties we do business with, may place or recognize unique cookies or other technologies on your browser when you visit our Services to collect information about your use of the Services and your other online activities over time and across different websites and apps, and may use that information to serve interest-based advertisements to you as you browse the Internet. To learn more about interest-based advertising, please review the information below:
Note that you may choose to set your web browser to refuse cookies, or to alert you when cookies are being sent. On your mobile device, you may also adjust your privacy and advertising settings to control whether you want to receive more relevant advertising. If you do make such changes, please note that some parts of our Services may not function properly.
To provide you with more personalized product recommendations, we collect information about you from third parties and from other sources, such as publicly available databases, providers of demographic information, fraud prevention services, and social media platforms. For example, we may collect information from a third party to verify the address you provided, to help us understand your occupational background, or to confirm you are not a bot or entering fraudulent information.
We need to collect personal information to provide Services to you. If you do not provide the information requested, we may not be able to provide the Services. If you disclose any personal information relating to other people to us or to our partners in connection with our provision of Services, you represent that you have the authority to do so and to permit us to use the information in accordance with this Privacy Policy.
We use the information we collect from you and third parties to operate our Services, including to provide you with insurance quotes, communicate with you, and improve your experience. These are a few examples of how we use the information we collect:
As a distributor of financial services products, we work with a number of partners to deliver the Services and therefore share information with those partners. Also, although we aim to directly meet all of our customers’ needs, we also—with your express permission—may sell the information you provide us to third parties, to help give you more options and better meet your needs. The following is a list of how we share and/or sell your information, including Personal Information, in connection with your use of our Services:
We seek to use reasonable administrative, technical and physical safeguards, and other security measures to protect personal information within our organization from growing threats. Unfortunately, no data transmission over the Internet or data storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure, please immediately notify us in accordance with the contact methods provided below.
By clicking “Submit,” you agree to Mpire FInancials’s Terms of Use and Privacy Policy. You consent to receive phone calls and SMS messages from Mpire Finacial to provide updates on your order and/or for marketing purposes. Message frequency depends on your activity. You may opt-out by texting “STOP”. Message and data rates may apply. Reply “HELP” to receive help.
By providing a telephone number and submitting the form you are consenting to be contacted by SMS text message (our message frequency may vary). Message & data rates apply. Reply STOP to unsubscribe from further messaging. Reply HELP for more information. See our Privacy Policy.
By checking this box and submitting your phone number you are authorizing Mpire Financial to send you text messages and notifications. Message frequency may vary. Message/data rates apply. Reply “STOP” to unsubscribe to a message sent from us or “HELP” for more information. See our Privacy Policy here for more details.”
Privacy Policy Checklist:
Your Privacy Policy must be easy to find on your website:
If possible, include the phrase: “We do not share data with third parties for marketing/promotional purposes.”
If data will be shared with third parties, you must incorporate the statement below:
“Third-party sharing for marketing and promotional purposes exclude text messaging opt-in data and consent; this information will not be shared with any third parties; text messaging opt-in data is not being shared with third parties.”
If the website has a web form mandatorily collecting phone numbers, include a Privacy Policy link at the end of the SMS disclosure.
The Privacy Policy should also reiterate your SMS Disclosure such as:
“By submitting your phone number to Mpire Financial, you are authorizing a representative of our company to send you text messages and notifications. Message frequency may vary. Message/data rates apply. Reply STOP to unsubscribe to a message sent from us, and HELP to receive help.”
Effective date of this Privacy Policy. This Privacy Policy is effective as of July 1, 2020. We reserve the right to change this Privacy Policy at any time. We will note within the Privacy Policy when it was last updated. Any changes to this Privacy Policy will be effective as of the day they are posted. Use of our Services following these changes signifies acceptance of the revised Privacy Policy.
California Residents. As mentioned at the beginning of this Privacy Policy, please note that if you are a California resident, we have an additional privacy disclosure applicable to you in our Privacy Center.
Connecticut Residents. Mpire Financial in Connecticut is a mortgage broker, not a correspondent lender in the state.
Want More Information? We appreciate you taking the time to read this. If you have questions regarding this policy or privacy practices, you can email us at hr@mpirefi.com or write to us at 189 S. Orange Ave Suite 2020 Orlando, FL. 32801
2024 All Rights Reserved. Mpire Financial Group LLC, NMLS# 2108504 | MORTGAGE BROKER, MORTGAGE LENDER & MORTGAGE CORRESPONDENT LENDER | Mpire Financial Group LLC as the applicant’s legal entity DBA Mpire Financial | Mpire Financial Group LLC as the applicant’s legal entity DBA Mpire Financial of Idaho | I agree to receive recurring automated text messages at the phone number provided. Consent is not a condition to purchase. Msg & data rates may apply. Msg frequency varies. Reply HELP for help and STOP to cancel. View our Terms of Service and Privacy Policy. Figure: 7 TAC §80.200(b) CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. nmlsconsumeraccess.org / Legal Disclaimer – This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Other limitations may apply. This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site. All Zillow rate data and Zillow reviews are © of Zillow, Inc. 2006-2024.
CLEAR PATH HOME LOANS. is a DBA Mpire Financial Group LLC, NMLS# 2108504 | MORTGAGE BROKER, MORTGAGE LENDER & MORTGAGE CORRESPONDENT LENDER | Mpire Financial Group LLC as the applicant’s legal entity DBA Mpire Financial of Idaho | I agree to receive recurring automated text messages at the phone number provided. Consent is not a condition to purchase. Msg & data rates may apply. Msg frequency varies. Reply HELP for help and STOP to cancel. View our Terms of Service and Privacy Policy. Figure: 7 TAC §80.200(b) CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. nmlsconsumeraccess.org / Legal Disclaimer – This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Other limitations may apply. This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site. All Zillow rate data and Zillow reviews are © of Zillow, Inc. 2006-2024. NMLS #891464
Licensed In: AL, AZ, CA, CO, DE, FL, GA, HI, IL, IN, KS, KY, MA, ME, MI, MN,
MO, MS, NC, ND, NH, NM, OH, OK, OR, PA, SC, TN, TX, VA, WA, WI & WY
Arizona Mortgage Broker License #MB-1007405
Massachusetts’s license #MB891464
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